About Spice Money B2B 2023

Spice Money is one of the most trusted and leading Rural Fintech companies of modern India. It empowers merchants/nanopreneurs (also called Spice Money Officers or Adhikaris) through technology to meet the digital and financial needs of rural citizens in India.

In other words, Spice Money, through its cutting-edge technology and wide network of Spice Money executives (Officers or Adhikaris), is smoothly bridging the gap in access to various financial services for masses across India.

The Spice Money network, consisting of over 10 lakh officers (Adhikaris), covers over 18,000 pin codes (now covers 95% of rural pin codes in India), 700 districts, 5,000 blocks, and serving over 10 crore households. 

To mention more, the company has recently launched a new campaign called “Spice Money to Life Bunny”. It is meant to bring a transformative impact on digital, financial and e-retail services in rural and semi-urban areas.

Under this campaign, rural entrepreneurs are given an opportunity to start their own digital shop with zero investment.

So, to join the network of Spice Money executives (Officers or Adhikaris) and to secure a strong financial future from their own hometown; Workers, job seekers, fresh graduates, Kirana store owners, and even housewives are actively becoming a part of this program.

Overview of Spice Money B2B Platform

Name of the CompanySpice Digital Limited 
TypePrivate Limited
ServiceRecharge, AEPS service, ticket booking, PAN card, bill payment etc.
OfficeNoida (India)
MembershipPayment Process
Associate bankInduslnd Bank,Yes Bank, RBL etc.
Official Websitehttps://spicemoney.com/
Direct Registration Link Click Here

Advantages of Connecting with Spice Money B2B Platform

  • One stop-shop for all Digital & Financial services
  • Secure & Reliable technology platform
  • Easy onboarding on spice money platform
  • Business opportunity with zero investment &
  • High earning potential

Spice Money Offered Services 

  • Banking Services: Spice Money is committed to bridging the digital divide between urban and rural India by simply providing (securely and instantly) basic banking and financial services to all. The banking services of Spice Money have made services like cash deposits, withdrawals and money transfers easily accessible to India’s underbanked population. Basically, now anyone simply through the strong Spice Money Adhikari network, can avail these services without visiting their banks.
  • AePS (Aadhaar Enabled Payment System)
  • Money Transfer (DMT)
  • Cash withdrawal through mini ATM
  • Payment Services: Spice Money payment services allow the officer/adhikaris to accept payments through a variety of modes including debit cards, and even by generating a QR code in an Android smartphone. So, it won’t be wrong saying that, the payment methods are robust, efficient and secure.
  • Cash Collection Point
  • BBPS
  • Mobile and DTH Recharge
  • Aadhaar Pay
  • Prepaid Card
  • Tours & Travel Services: Under one roof, Spice Money offers a range of tours and travel services including flight, train, bus tickets and hotel bookings. These services are reasonably priced, reliable and comprehensive. So, it is another plus point that Spice Money Digital Shop is now a one stop destination for all travel related needs. 
  • Train Booking
  • Flight Booking
  • Bus Ticket
  • Hotel Booking
  • Suraksha: The executives also called adhikaris help consumers avail various insurance products through Spice Money Suraksha Services. They serve them when they need them the most.
  • Hospicash 
  • Spice Money Machar Suraksha Plan
  • Bada Bazar: Spice Money Bada Bazaar is yet another great effort to provide e-commerce facilities to the consumers through the executives/Adhikaris of Spice Money. Customers, through Spice Money Bada Bazaar, can visit their nearest Spice Money digital shop and easily buy products from platforms like IFFCO and Amazon.
  • IFFCO Bazar
  • Amazon Easy
  • Loan Services: Spice Money’s Loan services enable Adhikaris of Spice Money and customers to avail attractive loans at low interest rates. In connection with this, note that the service is safe, as the loans are provided by trusted banks and financial institutions. So, with quick turn-around time, the loans provided neither require extensive paperwork nor long waiting times.
  • Grahak Loan
  • Adhikari Loan
  • Devices and Other Services: Last but not the least, the various tools provided to Spice Money executives/adhikaris, enable them to provide a wide range of services to their clients which saves time, money and effort altogether.
  • Biometric Devices, Printer
  • Pan Card Services
  • Mini-ATM Device

What Are the Documents Required for Spice Money Retailers?

  • Aadhar Card
  • Pan Card
  • Agent Passport Size Photograph
  • Cancel Check

How To Register as Adhikari/Agent on Spice Money Login?

If you want to register as agent on Spice money login then, consider executing this procedure:

  • Step 1: To join as Agent (Adhikari) you need to go to the official portal of the Spice Money via this “link.”
  • Step 2: Now, a home page will appear on the screen. From there, you need to choose the “Join Now” option.
  • Step 3: After that, you’ve to select the “Join as Adhikari/Agent” option from the drop down list.

How to Join Spice Money as a Partner?

Additionally, if you are looking to join Spice Money as a partner, you can consider performing this process:

  • Step 1: To initiate the procedure of joining as Partner, you need to firstly go to the “Spice Money Portal.”
  • Step 2: On reaching the home page, you need to choose the “Join Now option.”
  • Step 3: After that, you need to select “Join as Partner” option from drop down list.
  • Step 4: As you do so, a new web page will open and on the same, you’ll have to enter your “Contact details” such as name, phone number, postal code, city and current distributor (with any other brand).
  • Step 5: Once you’re done, hit the “Submit” option to join as a Partner.

How to Spice Money Login for Adhikari/Agent?

Well, below is explained the Spice Money Login Procedure for Adhikari/Agent:

  • Step 1: Firstly, visit the official website of Spice Money B2B at “https://b2b.spicemoney.com/loginPageLogin.” 
  • Step 2: There, you need to enter your “Spice Money Agent User ID” in the desired text-field.
  • Step 3: After that, make sure to enter your “Password” as well to login.
  • Step 3: Once you’ve entered your login credentials, click on the box to “Agree to the terms and conditions.”
  • Step 4: Finally, you just have to click on the “Login” option. 

Point to Consider. In case you’re logging in for the first time, a page will open to reset your password. Next time, you can enter your profile with direct login.

  • Step 5: Now, as you need to reset, enter your “Old Password” and then, enter the “New password” on the Password Reset Page.
  • Step 6: Next, click on the “Reset Password” option.
  • Step 7: Doing so, will open a new page to confirm your password reset request. So, simply, you’ll need to click on the “Link” provided.
  • Step 8: Now, again Spice Money profile page will open and there, you have to enter your “Username and new password” which you just confirmed.
  • Step 9: Finally, click on the “Login” option and you will be logged into your Spice Money profile.
Enter your “Agent ID, Password” and hit the “Login” button.

How to Do Spice Money Agent Login Password Reset?

You can check out the below explained procedure to retrieve/reset your Spice Money Agent login password:

  • Step 1: First of all, go to the “Login Page” of the Spice Money.
  • Step 2: There, hit the “Forget Password” option.
  • Step 3: Next, enter your “Login ID & Captcha Code.”
  • Step 4: Once done, hit the “Submit” option.
  • Step 5: Now, you will get a “Verification Code” and you’ll need to enter it to create a “New Password” for your Spice Money account login.
Enter your “Login ID, Captcha Text” and hit the “Submit” button

Alternatively, if you have downloaded the Spice Money App, you can also login through the app using these steps:

Point to ponder: For those who haven’t downloaded Spice Money App or don’t know anything about it, they can refer to the below section for details about the same.

  • Step 1: Open the “Spice Money Mobile App” on your respective phone.
  • Step 2: Then, tap on the “Forget Password” option on the app’s login interface.
Tap on the “Forgot Password?” option.
  • Step 3: After that, simply enter the “Adhikari ID” and tap on the “Submit” button.
  • Step 4: Now, you will get a verification code and make sure to enter it to create your “New Password.”

How to Retrieve Agent Login ID?

In case you forget the Agent Login ID and not the Password, the process to retrieve your Agent Login ID is as follows:

  • Step 1: Open the “Spice Money Adhikari Mobile App” on your phone.
  • Step 2: Then, tap on the “Need Help” option. 
Tap on the “Need Help?” option.
  • Step 3: Next, tap on the “Forget Adhikari ID” option.
  • Step 4: After that, enter the “Mobile Number” and tap on the “Submit” button. 
  • Step 5: Now, you will receive Spice Money Agent ID via SMS.”

How to Check the Spice Money Adhikari List (Agent List)?

Here’s explained the procedure to check Spice Money Adhikari List (Agent List):

  • Step 1: In order to check the Spice Money Adhikari list, you first need to go to the “Official Website of Spice Money B2B.”
  • Step 2: There, on the homepage of Spice Money website, hit the “Spice Money Adhikari” option from the end of the page.
  • Step 3: After that, you need to select the “State” and “City.”
  • Step 4: Upon selecting the state and city, the “List of Agents” will appear on the screen.
Select “State” and “City” to get list of Spice Money Adhikari

Now, it’s time to mention that Spice Money not only provides web access to its users but has also designed its own app using which one can do their task easily.

Spice Money Adhikari Apk

Spice Money provides essential digital financial and e-retail services such as Aadhaar led withdrawals, mini-ATM services, cash deposit, bill payments, loans, money transfers, tourism and travel to rural citizens through the official Spice Money Adhikari App. 

It is available on Google Play Store (with an industry best rating of 4.4) and Web portal.

UpdatedJan 24, 2023
App bySpice Money Limited
Get it onPlay Store

How to Install Spice Money App?

Since Spice Money APK is a free app listed in Finance Apps, it is very easy to install it on your android device. To do so:

  • Step 1: You need to first use this “link” and download the Spice Money apk file first on your android device.
  • Step 2: Then, click on the “downloaded file to install the apk of Spice Money.

Alternatively, consider this procedure to download the Spice Money app:

  • Step 1: You should rush to the “Portal of the Spice Money” to download the Spice Money Adhikari application.
  • Step 2: Then, from the home page, go to the “Download app” option or go to the “Google Play Store” in your respective mobile.
  • Step 3: After that, type “Spice Money Adhikari” app name in the search bar & simply hit the “Search icon” to search the application.
  • Step 4: Once you find it, hit the “Install” option and let the Spice Money Adhikari app download on your mobile.
Spice Money Adhikari App

How to Login at Spice Money Adhikari App?

  • Step 1: Once you’ve downloaded and installed the Spice Money App from Google Play Store, click on the “Application icon” of Spice Money to open it on your device.
  • Step 2: Then, you need to select your preferred “Language.”
  • Step 3: After that, tap the “Arrow” button at the top of the screen.
  • Step 4: Now the option of many “Permissions” will open and you will have to simply give Permission as needed.
  • Step 5: Upon doing so, enter your “Officer ID” and your “Password.”
  • Step 6: Following that, select the box to “Agree to the terms and conditions.”
  • Step 7: Once you’re agreed to terms and conditions, click on the “Login” option and as you do so, an “OTP” will be sent to your registered mobile number.
  • Step 8: Now, you have to “Enter the OTP” you received.
  • Step 9: Upon completion of OTP authentication, click on the option to “Proceed.” Doing so, will open a new page and there, enter your “Personal Details” and upload “PAN card number,” fill “Bank Details” and along with many other documents.

Point to Consider:  You will have to provide these details individually by clicking on the “Proceed” option against each item.

  • Step 10: Once done, check the box of “Terms and conditions” again and hit the “Submit” option to complete the process.
  • Step 11: Now, you will enter your Spice Money profile to check Mini ATM, Pay, Recharge, and many more services.

So, with this simple process of registration with just your mobile number & basic KYC documents, Spice Money Adhikari can offer following services:

  • Aadhaar Withdrawal: Provide basic banking services like cash withdrawal, balance enquiry, mini statement.
  • Mini ATM: Offer cash withdrawal service to customers through their debit card and accept payment for goods and services through credit or debit card.
  • DMT: Allow money transfer instantly to any bank account using Domestic Money Transfer Service
  • mPOS: Accepts payment for goods and services using customers’ credit and debit cards
  • BBPS (Bharat Bill Payment System) & Recharge: One stop solution for mobile recharge service and all bill payment requirements.
  • Travel Union: Get the best rates and quality service by providing online flight, bus, railway and hotel booking.
  • Loans: Spice Money executives and customers can avail loans through Spice Money loan service at attractive low interest rates.
  • PAN Card: Get a new PAN card or update an existing PAN card for your customers.
  • App Notifications: Always stay tuned with various exciting offers available for merchants.
  • Transaction History: Easily track transaction history of daily, weekly and monthly services
  • Cash Collection: Become a cash collection point for agents/customers/ bank representatives of MFIs/NBFCs for cash deposits and loan EMIs.
  • Online Shopping: Helpful online platform through which customers can order online from leading Ecommerce stores and get it delivered straight to your doorstep.

24*7 Availability: Offers 24*7 hassle free services to the customers.

  • User friendly Interface: Get to experience fast, simple and easy interface.
  • Safe and Robust: The mobile app is secure with multiple layers of authentication.
  • Available in Many Languages: You can use Spice Money app in Seven languages which includes Hindi, English, Tamil, Telugu, Malayalam, Gujarati, Marathi, and Kannada.

How to File Grievance on Spice Money?

The procedure to file Grievance on Spice Money is divided into 3 levels and they are explained below: 

  • Level 1: You need to contact the helpline numbers +91 120 3986786, +91 120 5077786 from (7:00 AM to 11:00 PM, All days) to register a complaint. You can also email at customercare@spicemoney.com or for money transfer using PPI – Queries & complaint: ppicare@spicemoney.com
  • Level 2: In case you do not get the resolution at Level 1, you can write an email to Grievance Officer Mr. Gagan Kukreja at gagan.kukreja@spicemoney.com with a copy to mcom.support@spicemoney.com.
  • Level 3: You can also directly contact the Nodal Officer “Spice Digital Limited, Global Knowledge Park, 19A & 19B, Sector 125, Noida 201301, Uttar Pradesh, India.” Or, you can contact Mr. Amit Sharma at contact number: 0120-3859415/ email: grievances@spicemoney.com 

Compilation of Collection Centre Number for E-Waste

S. NoStateAddressRemarks (Contact at)
DELHI GLOBAL WASTE SOLUTION32-B, Basement, Block-G1, GTK Road Industrial Area, Delhi.Toll Free No. 1800- 270-7666 
2.HARYANAGLOBAL WASTE SOLUTION71/22/2, Dhaturi Ram Nagar, Haryana.Toll Free No. 1800- 270-7666 
3.UTTAR PRADESHGLOBAL WASTE SOLUTION is an NCR based recycling facility and has collection centre in Delhi. UP’s Noida state can adequately be covered by Global waste solution from any of its Collection centres in the NCR regionToll Free No. 1800- 270-7666 
4.RAJASTHANGLOBAL WASTE SOLUTIONG-230, RIICO Indl Area. Udaipur-Rajasthan.Toll Free No. 1800- 270-7666
5.JAMMU KASHMIR GLOBAL WASTE SOLUTIONLogate Mohr, Kathua, Jammu & kashmir.Toll Free No. 1800- 270-7666Contact: D.K. Sharma 9650457454
6.HIMACHAL PRADESHGLOBAL WASTE SOLUTIONVPO Barot Banal, The: Fatehpur, Distt. Kanga, Himachal Pradesh.Toll Free No. 1800- 270-7666Contact: D.K. Sharma 9650457454
7.UTTRAKHANDGLOBAL WASTE SOLUTIONShop No. 14A, Ground floor, Raj Plaza,Rajpur Road, Dehradun -UKToll Free No. 1800- 270-7666Contact: D.K. Sharma 9650457454
8.GUJARAT &    DAMAN & DIUGLOBAL WASTE SOLUTIONPlot No. 3373/1, Phase -4, Chhatral GIDC, Tal. Kalol, Dist. Gandhinagar-GujaratToll Free No. 1800- 270-7666 
9.PUNJABGLOBAL WASTE SOLUTION1062/5, Adampur Doaba, Distt. Jalandhar, Punjab.Toll Free No. 1800- 270-7666Contact: D.K. Sharma 9650457454
10.GOA, MAHARASHTRA, GLOBAL WASTE SOLUTIONDamel Pada, Near Parmar Builders,National Highway no.8, Vasai East, Taluka Vasai, Palghar -401206 Toll Free No. 1800- 270-7666Contact DK-9820150051 
11.ANDHRA PRADESHGLOBAL WASTE SOLUTIONPlot No. 5-82, Prashanth Nagar, Dulapally IDA, Jeedimetla, Hyderabad-500055.Toll Free No. 1800- 270-7666 
12.TELANGANAGLOBAL WASTE SOLUTIONSY NO.429/1B, Penumuru Village and Mandal , Chittoor -517126. Toll Free No. 1800- 270-7666
13. Sy. No. 19/10, 12, 13, 14, Dharma eddy(v), Yellareddy (M), Nizamabad, Telangana. Toll Free No. 1800- 270-7666
14.JHARKHAND& BIHARGLOBAL WASTE SOLUTIONFlat no- 2F, Argora- kathal more Road, Near hariyali restaurant, Pundag, Ranchi-834004, JharkhandToll Free No. 1800- 270-7666 
15.WEST BENGALGLOBAL WASTE SOLUTION207, Jugo Para Road, Dum Dum, Kolkata-700028Toll Free No. 1800- 270-7666Contact Mr. Manish-9999361212
16.ARUNACHAL PRADESHGLOBAL WASTE SOLUTIONRekha Lamra, Bhalukpong, Arunachal PradeshRavinder Kr Rai – 9954337060Toll Free No. 1800-2700-038
ASSAM & SIKKIMGLOBAL WASTE SOLUTIONH.No.3 Hatigaon, Distt.Kanpur,    Assam-781038.Toll Free No. 1800- 270-7666 
18.MANIPURGLOBAL WASTE SOLUTIONM Boney Singh, Tentha KhongbalPO Wangjing, Thoubal, ManipurRavinder Kr Rai – 9954337060Toll Free No. 1800-2700-038
19.MEGHALAYA & TRIPURAGLOBAL WASTE SOLUTIONRaju Mourah 12th Mile, RebhoiMeghalaya – 793101Ravinder Kr Rai – 9954337060Toll Free No. 1800- 270-7666
20.MIZORAMGLOBAL WASTE SOLUTIONM Boney Singh, Tentha KhongbalPO Wangjing, Thoubal, ManipurRavinder Kr Rai – 9954337060Toll Free No. 1800- 270-7666
21.NAGALANDGLOBAL WASTE SOLUTIONPritam Jaiswal Near Ram Janki SchoolDimapur MC, NagalandRavinder Kr Rai – 9954337060Toll Free No. 1800- 270-7666

Spice Money B2B Login Portal Direct (All) Link

Official WebsiteClick Here
Spice Money loginClick Here
Spice Money Agent loginClick Here
Download Mobile AppClick Here 
Contact PageClick Here

Spice Money B2B All Contact Details

Customer Care No.0120 5077786
Travel Helpline01205077785
Phone No.91 120 3986786, +91 120 5077786
Email IDcustomercare@spicemoney.com
AddressNoida, India
Time7:00 AM to 11:00 PM
Email IDppicare@spicemoney.com


That’s all! Spice Money is constantly innovating to expand its reach to the under-bank and under-served parts of India. In addition, Spice Money also continues to work towards driving innovative technology-driven solutions to empower rural citizens and promote financial inclusion across the country.

So, like many others, if you are also looking to join Spice Money as a partner or register as an agent, then check out this guide which has all the necessary information about it including how to login spice money, recover spice money login password, download spice money apk, and more.

However, if you still have any questions, visit the FAQ section below for further assistance.


Ques: What is Spice Money?

Ans: Spice Money is known for providing a wide range of services. Among all, it is specially known for providing digital banking and financial services to the customer through Aadhaar card like money withdrawal, balance enquiry, settlement etc.

Ques: Who is the owner of Spice Money?

Ans: Dilip Modi is the founder of Spice Money.

Ques: What are the 3 ways to register Online for Spice Money Retailer & Distributor Portal?

Ans: The 3 ways to register online for Spice Money Retailer & Distributor Portal are—

  • Website
  • Spice Money Agent/ Distributor
  • Customer Care

Ques: What is a Spice Money wallet?

Ans: Spice Money Wallet is one of the semi-closed PPI wallets approved by Reserve Bank of India for instant money transfer service. Issued by Spice Digital Limited, an ISO 9001:2008 and ISO 27001:2013 certified company, it allows instant money transfer services within India.

Ques: What is the Spice Money limit?

Ans: Spice money limit is that you can transfer up to Rs. 50,000/- per month to any bank account across India by providing POI and POA.

Ques: How do I contact Spice Money customer care?

Ans: To contact Spice Money customer care, you need to visit the “Contact Us” section on Spice Money website which is accessible via “www.spicemoney.com.” Also, you can write to Spice Money at “customercare@spicemoney.com.” Other than this, you can even call Spice Money customer care number at “0120-3645645, 0120-5077786” between 7:00 AM and 11:00 PM, on all days.

Ques: What are the lending partners, loan products of Spice Money?

Ans: Here is the list of Spice Money’s lending partners, loan products and their important links:

Lending PartnersLoan ProductsImportant Links
Grahak loan serviceUnsecured Term Loanhttps://www.arthmate.com/https://www.arthmate.com/t-n-p
Grahak loan servicePersonal Loan
Business Loan
Grahak loan servicePersonal Loanwww.cashe.co.inhttps://bhanixfinance.com/ourpartners.htmlhttps://play.google.com/store/apps/details?id=co.tslc.cashe.android

Ques: What are Spice Money Login Services?

Ans: These are some of the main Spice Money login services:

  • AEPS Service
  • Banking services
  • Mobile Recharge
  • Payment services
  • DMT
  • Electricity Bill Pay
  • Mini Statement
  • Train booking
  • Bus ticket
  • Flight Booking
  • Amazon easy
  • IFFCO eBazaar
  • Hospicash
  • Spice Money Machar Suraksha Plan
  • Grahak Loan
  • Adhikari Loan
  • DTH Recharge
  • PAN Card
  • Spice ATM
  • Hotel Booking
  • Gas, Water, Fastag, Cable TV and others.